. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Citi Double Cash: 2% everything. This means. Are you OK with category spending or do you want a general spending card? General spending card. With the Citi Double Cash® Card you can. Slickdeals. 5% cash back for everyone else. Annual fee: $0. 5% cash-back. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Unlike. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. Secured card: Capital One Platinum Secured vs. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. One perk of the Wells Fargo Active Cash Card 2% card vs. Citi Double Cash v. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. After that, the standard variable. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. After that, the standard variable. The Active Cash is probably better on its own overall, especially due to the SUB. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. You simply swipe your card and let the cash back rewards pile up. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The card. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 1. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. . This is my default cashback combo that I would honestly be happy with using. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. Wells Fargo Active Cash vs. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. For context, the average annual rewards payout from the cashback credit cards in the investor. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Card Name. 24%, or 29. 24%, 25. Wells Fargo Autograph℠ Card. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. 6 min read Sep 08, 2023. When the Fidelity card dropped that benefit it's what made me start looking for another card. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Rewards Rate. S. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. This 2% card has a $200 SUB. Citi Double Cash vs Wells Fargo Active Cash. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. The Active Cash earns 2% cash. 24% to 28. Best Overall Balance Transfer Credit Card: U. Cardholders Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. 5% all purchass. Citi® Double Cash Card. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. Just spend $4,500 in the first 90 days of account opening. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. Miserable-Result6702. Excellent, Good, Fair. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. Apply Now. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. 24%, or 29. 74%, or 29. 00 with Wells Fargo Active Cash Card. 22%. Plus, you can earn 2% cash rewards on all purchases. Pros: - 2% back on all purchases everywhere MasterCard is accepted. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. 3. Wells Fargo Active Cash vs. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Other 2% Cash Back Cards. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. I opened the Citi Double Cash a month later, which is my new 2% flat card. The Double Cash card usually offers a small welcome bonus. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Chase Freedom Unlimited vs. Learn more: Citi® Double Cash Card. Save your windfalls. •. Citi Double Cash® Card. Cardholders can now earn $200 cash back after you spend $1,500 on. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. In this Citi Double Cash Card. Bank of America Unlimited Cash Card vs. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. You shouldn't be "applying" for double cash. Citi Double Cash $200 Welcome Offer. $0 . If you're looking for a major bank that's free of scandals, it doesn't exist. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Credit Card by. It also offers a. Earn 1% to 3% cash back on purchases. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. 24%, 25. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. 24%, 24. This effectively turns the Double Cash into a 2. See full list on forbes. Slickdeals. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Welcome Bonus. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. American Express Blue Cash Everyday: 3x groceries, online purchases, gas. Skip To Content Toggle Menu Back. I just don't like the more limited visibility into WF. 24%. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). And there is no cap on how much cash. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. Easy-to-earn sign-up bonus. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The American Express Blue Business Cash™ Card. The Wells Fargo Active Cash Card doesn’t offer travel or purchase protections like the Amazon Visa card, but it does include cellphone protection if you pay your cellphone bill with the card. You have the right. People may hate Wells Fargo. 6 min read Sep 08. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. The Wells Fargo Active Cash® Card for introductory perks and 2% on. 1. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. Citi Double Cash. Wells Fargo Active Cash ® Credit Card. $0. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. 00 cash back per year with Citi Double Cash Card and $240. S. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. After that, the standard variable APR will be 19. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. com database is $181. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. Wells Fargo Reply BrutalBodyShots • Additional comment actions. It earns rewards in a similar fashion. ”. For context, the average annual rewards payout from the cashback credit cards in the investor. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Whereas with WF Active Cash you can only redeem cashback in increments of $25. (on up to $6,000 in each category per year. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Citi Double Cash® Card. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Up to 2% cash back. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. A number of other flat-rate cash-back cards earn 1. ”. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Wells Fargo Active Cash Card vs. Wells Fargo Active Cash® Card: Best overall. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. 01 in any bank, or you can transfer points to a few airlines / hotels. 99% variable APR applies thereafter. Rocket Visa Signature Card vs. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. 1% back on all purchases and 1%. This card offers $200 cash rewards after spending $500 in the first 3 months. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. Capital One Quicksilver Cash Rewards. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Its main quirk is how the card. Wells Fargo Active Cash ® Card vs. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Citi® Diamond Preferred® Card vs. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. Citi® Diamond Preferred® Card vs. Citi Double Cash® Card. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Though we value Capital One miles at around 1. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. 10% APY, while those with a. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. The Wells Fargo Active Cash® Card is an exception. 5% cash rewards on purchases. 1. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Chase Freedom Unlimited spending example. You also don’t have to jump through any hoops to get the full. Based on identical spending inputs, you’ll earn $240. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. Neither. Also no FTF, which is great for the occasional overseas trip. View community ranking In the Top 1% of largest communities on Reddit. For a limited time, earn 5% total cash. Wells Fargo Active Cash Promotions for November 2023. Citi Double Cash Card. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Best for 2% Cash Back: Wells Fargo Active Cash® Card. 99%. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Wells Fargo Reflect® Card. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. 24% or 29. Costco Anywhere Visa Card vs. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. Wells Fargo Active Cash® Card. (If you aren’t successful, apply for the Custom Cash sometime after that. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi® Double Cash Card : Best 2% cash back card for balance transfers. Wells Fargo Active Cash® Card. Citi Double Cash® Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. 2% flat rate and then 3% on PayPal. But if you spend $10000 with this new card, you’ll get $400. That's not exactly what I said. Wells Fargo Active Cash® Card: Best overall. Wells Fargo Active Cash® Card;. Application Link. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. With the Double Cash Card, however, you earn 1% when you make the purchase and. 1. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. For context, the average annual rewards payout from the cashback credit cards in the investor. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 3. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. 24% - 29. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. 73. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. Each eligible transaction will earn 2% cash back on all eligible purchases. If you typically receive an annual. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. 1 out of 5 rating 133 Reviews 133 Reviews. Not a banking app, just through PayPal (which most people already have). The new welcome offer brings it in line with other cash-back credit cards on the market. And Wells Fargo no longer has a minimum rewards redemption requirement. I know people hate Wells Fargo but I like my active cash and autograph card. would all get 2% instead of 1%. However, I don't think you should listen to the bad rumors about Wells Fargo. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. 5% cards do. 24% variable APR;. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. The value of a 1. 74%,. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. For a $0 annual fee, the card earns 2% cash. Annual fee: $0 intro annual fee for the first year, then $95. 73. Annual fee: $0. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi® Double Cash Card;. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. Welcome Bonus. Citi Custom Cash vs Double Cash - One card only, which to choose?. The Wells Fargo Active Cash® Card offers a flat 2% cash rewards on purchases — one of the highest flat rewards rates available. What you should expect to be given when managing a credit card. Wells Fargo Active Cash® Card 3. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Welcome bonus: None. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Crucially, there's no FTF, unlike the Citi Double Cash, Paypal Cashback, or Wells Fargo Active Cash. Then select Request Balance Transfer under Account Management to view available offers. Chase Sapphire Preferred Wells Fargo Active Cash. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. You will earn unlimited 2% cash rewards on all of the purchases that you make. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. $200 SUB with $500 spend on the WF AC, vs. I will say I've had multiple Citi merchant offers not pay me out after redeeming. Citi Double Cash® Card . The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. It's also best if you need to pay off a high interest credit card. With the Double Cash Card, however, you earn 1% when you make the purchase and. You must select Apply Now on this page to take advantage of this specific offer. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Citi Double Cash Card vs. The Wells Fargo Active Cash® Card offers 2%. Intro APR of 0% for 12 months from. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. $0. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. Citi Double Cash has a $25 minimum amount redemption. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. Annual fee: $0. 24% - 29. Based on identical spending inputs, you’ll earn $201. Using the card for. Synchrony Premier World Mastercard. 77 in cash back, and the remaining $16,831. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. Most 2% cards don't have a SUB, while most 1. Upgrade Triple Cash Rewards basics. American Express Blue Cash Preferred Card basics. Citi Double Cash® Card. The no-annual-fee card offers 5% cash back on purchases in a top eligible. 3. Annual fee: $95. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater).